Are Auto Insurance Rates Negotiable? (Charlotte, NC)

Are auto insurance rates negotiable? The short answer is no, auto insurance rates are not negotiable. However, there’s more to this question than a quick answer in truth, what most people want to know is how they can lower their auto insurance rates while the premiums, a carrier offers you aren’t negotiable. There are other ways to knock that rate down. Auto insurance carriers determine their fees based on a complex set of variables including your driving record age where you live and how many miles you drive in a month. If you want to lower insurance rates, there are several things you can do for starters. You can drive fewer miles, which might mean carpooling or public transportation. Another great idea is that you could also improve your driving record by going to driving school. Some carriers will encourage you to take a defensive driving class in exchange for lower premiums. Insurance agents can help you find ways to lower your premiums. The rates aren’t directly negotiable. There are plenty of ways to save money on auto insurance.

We’d be happy to review your insurance coverage options with you! Give us a call at (704) 527-8543 or visit

An Intro To Pegram Superior Insurance – Charlotte NC

At Pegram Superior Insurance, we believe you deserve top quality service… Period. That’s why we’re committed to giving you the best of us. We’ll always make sure you have the right coverage, the right discounts, and can take comfort in knowing the things that matter most to you are protected. We also believe in giving back! As Agents of Change in our community, we’re dedicated to helping others live well and thrive!

Call Pegram Superior Insurance in Charlotte NC at (704) 527-8543