Auto Insurance
Auto insurance, also known as a car insurance, motor insurance, or vehicle insurance, is an agreement between you and an insurance company that can provide financial protection against physical damage or injury caused by traffic collisions, as well as from liability that could arise from incidents in a car.
Car Insurance Basics
Most states require auto insurance for drivers to protect themselves financially if there’s an accident. When you get auto insurance, you’ll select a policy that outlines the type of coverage and how much it costs. This can include bodily injury liability, property damage, comprehensive coverage, and collision coverage.
- Bodily Injury Liability: Bodily injury liability pays for medical expenses if you’re at fault in an accident and someone is injured. It also pays for legal defense and court costs if you’re sued.
- Property Damage Liability: Property damage liability helps pay to repair or replace any property damaged in an accident caused by you, up to the policy limit.
- Comprehensive Coverage: Comprehensive coverage will help cover damages due to theft, vandalism, fire, hail, and other covered losses.
- Collision Coverage: Collision coverage helps pay to repair or replace your vehicle if you’re involved in an accident. This type of coverage usually comes with a deductible which is the amount you must pay before any insurance benefits are paid out.
Getting the right auto insurance for your needs can be challenging, but it’s also important not to sign up for a policy that charges you for coverage you may not need. Knowing the basics of auto insurance can help you to make an informed decision about the policy that is right for you.
Our Team Can Help
To help you find the right balance of coverage at the lowest possible price, our team can help you make informed choices on policy options and then shop your policy with multiple insurers to make sure you get the lowest rates around. Call or click the quote button to get started – and remember, consultations are always free!
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What customers say about superior service...
EXCELENTE! Muy buena atención me ayudaron a encontrar la mejor opción y hablan espańol también; la chica Loreanna fue muy amable y profesional recomiendo 100% este lugar.
raul rodriguez
I spoke with Nicole on 2/15/2023regarding Renters insurance, she was very professional, knowledgeable and pleasant to talk too.Her customer service was top notch. Everyone in this office offer great customer service,that's why I been a. Customer since 2012.
Sharon Hale
Great service at affordable price
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Pegram insurance has been assurance to my home insurance for around 3 years which it comes with great customer service, agents committed to provide you best rates and coverages on the marketplace and elevates your experiences. Thanks
Bibek Chhetri
They will always find a way to help you out and Nicole is the best at what she does!
ritzcy escobar
Love every one at Pegram. Especially Maria and Matt. They are so helpful and willing to work with anyone.
Jasmine Williams
Great rates, exceptional customer service, and no fuss renewals. Been with them for years! In two states!!
Vikki O'Keefe
Best insurance company hands down .Loveee it here.
Sierra Jackson
I've only had good experiences with Pegram! I would refer my friends and family to Pegram!
Karla McLean
Great office with a team of Professionals. I've been in business for around 10 years now with Pegram Superior Mitchell Insurance Agency providing Insurance polices and Bonds required to support our business needs. Anytime we've needed changes, add ons, etc...Liz and team have made it happen with little to no effort on our side. I highly recommend this Agency to anyone looking for Insurance, Dealer Bonds, etc...Thank you for years of support!
calvin grover
Excellent customer service
Temu Tube (Tom)
I have been with Pegram Insurance for over 10 years! Thanks for the awesome customer service and looking out for my best interests... Best Insurance Company Ever...
Christopher Johnson (RizeNationCJ80)
Friendly and knowledgeable!
Zana Whitmire
Great
Doris Barnes
Excellent customer service. Nicole was very helpful and efficient to take care of my request to make a change in my policy/add a mew vehicle. I have been with Pegram Superior Mitchell Insurance agency since 2009.
Hafiz Sarwar
Agent Loreanna was really nice and happy to help me with a great service and excellent attitude throughout getting a new insurance, and everything went really well. Would 100% recommend it to anyone!
Diana Freitas
The employees are very friendly and helpful highly recommended them
Evelia Rojas
Buck Steel is such a helpful and friendly insurance agent. He worked hard to find me a lower car insurance premium. I highly recommend Pegram, they are easy to contact and are super helpful!
Scott Harvey
Yo he sido cliente de esta oficina desde el 2006 .La manegadora Elizabeth es súper amable y siempre te ayuda a resolver cualquier problema que pase con tu seguro .Sus trabajadores son muy rápidos y saben mucho de seguro . Ellos tienen todo tipo de seguro . Tienen personas que hablan inglés y español. Habren también los sábados hasta las 2 de la tarde . Gracias por todo por eso soy un cliente fiel
Martir Lara
Vino hoy a la oficina pata obtener una póliza de seguro de apartamento y Nicole fue muy amable y me explico como funcionaba el seguro . Fue económica la póliza. La recomiendo para cualquier seguro que necesitas .
Pollo Sanabria
I Was Helped Out With No Issue And They Gave Helpful Resources, Definitely Recommend Pregram
Damontae Halley
Always excellent service from this Pegram office. Nicole has been our agent for a number of years. The customer service is awesome. They offer competitive rates with reliable companies. We look forward to committed service with this company in future years to come.The Wrights
Victor Wright
Very helpful folks! Great environment and service.
Vikram Yavagal
Great assistance with insurance and great staff! Elizabeth has been a pleasure to work with for years to get the best deals!
Bryan Aldana
This is an amazing insurance agency. I have been working with them for years & never received anything but great customer service and will continue to use them!
Maricela Aldana
Exelente servicio vlo recomiendo ampliamente Gracias
Jose Flores Flores
Muy buen servicio. excelente menté rápido
Eddy paulino
5 Stars!!!!!! Greeted upon arrival with a smile as soon as I walked in by Nicole sweet girl. And was talking to an agent in less than 1 minute. Excellent agents as well, they will have you in and out with a smile on your face in minutes. 💚💚 Love them. Will extend my insurance with them.
Raven Powell
Excelente atención, se ajusta al presupuesto, he recorrido varias agencias (latinas) pidiendo cotizaciones, he llenado aplicaciones de seguros..... y ellos son lo más económicos. Los recomiendo
leynel raul rojas mendoza
As a long time customer with Pegram, I believe it has been years since we’ve become customers, me and my whole family, all the people that work here they treat us as family, and we are so grateful with a great respect and professionalism that they always shown, if anyone in need of any kind of insurance I kindly I highly recommend this beautiful people, and I can not get this posted without mentioning beautiful Mrs. Liz how helpful she always is, but in general they all are!!!
Vinka Blazevic
This place is fantastic! I was able to get services provided with no problems! Nicole and Loreanna were great and a pleasure to deal with. I recommend their services to anyone looking for insurance!
Stephanie Amanzio
Nicole and Buck were very attentive and helpful. Would definitely recommend!
rox stel
I came in to print something out and they were so helpful and patient with me getting all this paperwork work together. Great environment, great service
Nyelah Hakim
At first I was highly upset with the company due to some complications with the quote given I was left with no insurance Liz made sure she reached out personally to let me know how sorry she was and I worked on the case for over a week she even reached out to higher management and the company overall we where able to settle on a resolution that worked out in the very best interest of everyone !
Britine Cascen
Very quick… friendly and very efficient
Jameshia Truesdale
I wouldn't have insurance with anyone elseGreat group of people , their always polite and assist you with any questions or concerns you may have .You just can't go wrong , with Pegram Insurance , I'll recommend them to anyone , keep up the good work you guys , also GREAT customer service .
Gloria Hicklen
I have been coming here for 14 years now. And if I decided to move, one of the hardest things would be the possibility of not having this particular agency as my insurace agents. GREAT people that work here. Even miss some of the ones who don't work here anymore. But I would recommend this agency 100 times over to everyone.
Roger McCottrie
Muy buena atención con las señoritas muy rápido para aseguranza
Francisco Hernandez
Hello my name is Arisha I'm not sure how my brother name appear as the sender on this email lol... no worries. I just wanted to say that I just became a customer of this service and the customer service that I received was amazing. In the beginning I spoke with Ms. Liz and she informed me of the services I will be receiving with all the details within it and was even patient enough to give me time to decide if this would be a good fit for me. I told her I would need to think about it and would give a call back. After thinking about it I called back lol... and got her daughter Nicole. Her daughter reiterated everything that her mother had previously told me verbatim. They both answered all of my questions very calmly and respectfully leaving me feeling comfortable and secure enough to start an account with them. The services provided is even more affordable and more flexible than the company I just switched from. Looking for car insurance, look into giving this company try... I did and right know I am pleased!
Telly Coleman
This office is fantastic! I am a client of Pegram Insurance in Gastonia, NC. Mr. Mitchell did a great job at this office in Charlotte, NC today with updating my auto insurance package. Convenient location with fast and friend service! A+++++
Greg Erickson
Loreanna was really nice and patience, good service.
Jennifer
Loreanna urdaneta was really good
Henry grullon Grullon
I love this insurance company. They always go out of the way to find you the best policy that fits your needs and is least expensive. Thank you for being awesome people.
Marco Pepin
Muy buena atencion
ERIC LOPEZ
Buen servicio
Erika Guerra
very accurate great service
lashonda Dotson
