Auto Insurance

Auto insurance, also known as a car insurance, motor insurance, or vehicle insurance, is an agreement between you and an insurance company that can provide financial protection against physical damage or injury caused by traffic collisions, as well as from liability that could arise from incidents in a car.

Car Insurance Basics

Most states require auto insurance for drivers to protect themselves financially if there’s an accident. When you get auto insurance, you’ll select a policy that outlines the type of coverage and how much it costs. This can include bodily injury liability, property damage, comprehensive coverage, and collision coverage.

  • Bodily Injury Liability: Bodily injury liability pays for medical expenses if you’re at fault in an accident and someone is injured. It also pays for legal defense and court costs if you’re sued.
  • Property Damage Liability: Property damage liability helps pay to repair or replace any property damaged in an accident caused by you, up to the policy limit.
  • Comprehensive Coverage: Comprehensive coverage will help cover damages due to theft, vandalism, fire, hail, and other covered losses.
  • Collision Coverage: Collision coverage helps pay to repair or replace your vehicle if you’re involved in an accident. This type of coverage usually comes with a deductible which is the amount you must pay before any insurance benefits are paid out.

Getting the right auto insurance for your needs can be challenging, but it’s also important not to sign up for a policy that charges you for coverage you may not need. Knowing the basics of auto insurance can help you to make an informed decision about the policy that is right for you.

Our Team Can Help

To help you find the right balance of coverage at the lowest possible price, our team can help you make informed choices on policy options and then shop your policy with multiple insurers to make sure you get the lowest rates around. Call or click the quote button to get started – and remember, consultations are always free!

What customers say about superior service...

Excellent
4.8
Chrystal Rankin
Chrystal Rankin
Every time I call everyone is always helpful and nice with their service
Mario Medina
Mario Medina
La señorita Nicole Fue muy amable y paciente ayudándome obtener seguro para mi casa. Viene a esta oficina porque también tengo mis autos asegurados con ellos . Muy bien servicio y me explico lad coberturas de mi póliza .
Catracho Melgar
Catracho Melgar
Excelente
Angela Phifer
Angela Phifer
Pleased with the fast service and Nicole has excellent customer service.
Response from the owner: Angela, thank you so much for your positive feedback! We are so glad that you had a great experience with us. We strive to provide the best customer service, and we’re glad to hear that we succeeded. Thanks again!
Aaliyah Daniel
Aaliyah Daniel
Always satisfying me
Response from the owner: Thank you so much for your kind words, Aaliyah! We're thrilled to know that we're consistently meeting your expectations. Your satisfaction means the world to us. Looking forward to continue providing you with top-notch service.
Adrianne Ellis
Adrianne Ellis
Just got off the phone with Nicole Urdaneta. Customer service 5/5. Insurance Rates and payments 5/5.Everything was handled professionally and quickly. Nicole addressed all of my concerns and as a newer driver, I'm thankful for that.
Silvania Maria de Souza
Silvania Maria de Souza
Atendimento excelente e facilitado, Acho que nunca fiz seguro de maneira tão prática e rápida. Super recomendo!
Response from the owner: Muito obrigado por ter o seu seguro automóvel connosco, nos apreciamos sua preferencia!
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106 B W Arrowood Rd
Charlotte, NC 28217

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