Boat insurance policies can provide coverage for bodily injury and property damage liability, uninsured boaters, medical payments, and physical damage to the vessel. Liability coverage typically covers costs associated with injuries or damages as a result of an accident caused by you or someone operating your boat.
More About Boat Insurance
Specific policies may vary, but most boat insurance plans can provide coverage for other kinds of damage to your boat, such as repairs due to storm or collision. If you need assistance with a repair, many policies will provide emergency assistance services. Policies may also cover the cost of replacing lost or stolen property, including personal possessions and fishing gear onboard.
Additional coverage options can be used to include protection for towing, salvage and pollution cleanup in the event of an accident or other type of emergency. In addition, some policies provide coverage for rental costs if your boat is being repaired due to a covered loss.
No matter what kind of protection you’re looking for, it’s important that you understand exactly what your policy covers. Make sure to read up on the details of your boat insurance policy so that you’ll be covered in the event of an accident or other unforeseen incident. That way, you can rest assured knowing that you and your boat are protected.
Get Help with your Boat Insurance
Our team can help you put together a boat insurance plan that will cover your vessel, yourself, and your passengers across a broad array of possible damages, both physical and legal. To learn more, or to get assistance finding the lowest rates on your boat insurance policy, contact our team by calling our offices or clicking on the quote button.