Business Liability Insurance

Business insurance is a type of insurance that protects businesses and their owners from losses caused by unforeseen events such as accidents, natural disasters, or legal claims. It helps safeguard the business, its assets, employees, and customers from financial burden in case of any unforeseen events.


The Importance of Insuring Your Business

Businesses of all sizes should consider purchasing business insurance for long term protection. Business policies can cover everything from physical property damage to third-party liability suits. It can assist in recovery from unexpected events and protect your business in the long run, even if legal issues arise. More importantly, it gives you peace of mind that your business will survive any losses caused by unforeseen events. Without it, a small business can be vulnerable to catastrophic losses.

Types of Business Insurance

There are various types of business insurance options available, depending on the needs and size of the company. Some common options include:

  • Liability insurance – this covers any claims made against your business by a third party, such as injury or property damage.
  • Property insurance – this covers the physical assets of your business, including buildings and equipment, in the event of theft, vandalism, fire or natural disaster.
  • Professional indemnity insurance – this covers any financial losses that may occur as a result of professional advice given to your customers.
  • Business interruption insurance – this provides coverage for lost profits and expenses due to unexpected events, such as natural disasters or pandemics.

It is important to consider all the potential risks associated with running a business and decide which type of insurance options are best suited to your enterprise.

Your Business Insurance Package

Our team can do a needs analysis for your company and help you identify the largest risks your organization faces. We can also find a carrier that provides low rates on the options you need. For a free consultation with our team, call us or click the quote button to make contact.

What customers say about superior service...

Latonya Broadie
Latonya Broadie
Great customer service....and affordable
Response from the owner: Thank you for your positive feed back Ms. Latonya, we're glad to have you as our customer and to see that you're enjoying Pegram Superior Insurance Agency..
Johanna Lopez
Johanna Lopez
All the staff are very professional and helpfully, the insurance rates are very competitive and they have many options to choose.
Response from the owner: Johanna Thanks for taking the time to write this review; it means a lot to us! PS: If you ever need help with Renters Insurance, Home Insurance, Business Insurance, please don't hesitate to reach out; Pegram Superior Insurance is here for you!
Chrystal Rankin
Chrystal Rankin
Every time I call everyone is always helpful and nice with their service
Mario Medina
Mario Medina
La señorita Nicole Fue muy amable y paciente ayudándome obtener seguro para mi casa. Viene a esta oficina porque también tengo mis autos asegurados con ellos . Muy bien servicio y me explico lad coberturas de mi póliza .
Catracho Melgar
Catracho Melgar

106 B W Arrowood Rd
Charlotte, NC 28217

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