Classic Car Insurance
Classic car insurance is a specialized coverage option for vehicles that are at least 20 years old and considered to be a collector’s item. It is designed to provide the same kind of protection as any other car insurance policy, but with additional coverage options specific to classic cars.
Benefits of Classic Car Coverage
Your classic ride is an investment, and protecting that investment just makes sense. In addition to standard comprehensive and liability coverage, most classic car policies will provide specialized coverage options like the following:
- Replacement Cost: Classic cars have unique repair needs, and standard auto insurance policies do not fully cover the costs associated with restoring them. Classic car policies can provide coverage for the full value of parts needed to replace or restore a classic vehicle.
- Agreed Value: Some traditional car insurance policies only pay out market value in the event of a total loss. With classic car insurance, you can agree on the value of your vehicle with the insurer and receive that amount in the event of a total loss.
- Limited Use: When it comes to putting miles on a classic car, less is more. Classic car policies make allowances for limited-use vehicles by allowing owners to pay a lower premium for fewer miles driven.
In addition, many classic car policies provide coverage in the event of an accident with another insured classic vehicle. This coverage can help reimburse you for repair costs or even replace your classic car if necessary.
Classic car owners have unique needs when it comes to protecting their vehicles, and classic car insurance policies are designed to meet those needs. If you own a classic car, consider investing in the right coverage for your vehicle today.
Get Help Insuring your Classic Car
You can rely on an experienced insurer to help you find the best policy for your classic car. Our knowledgeable agents will be able to answer any questions about specific coverage and work with you to ensure you receive a fair rate for your insurance carrier on your policy. Consultations are free, so call or click on the quote button to contact our team today.
More About Boat Insurance
Specific policies may vary, but most boat insurance plans can provide coverage for other kinds of damage to your boat, such as repairs due to storm or collision. If you need assistance with a repair, many policies will provide emergency assistance services. Policies may also cover the cost of replacing lost or stolen property, including personal possessions and fishing gear onboard.
Additional coverage options can be used to include protection for towing, salvage and pollution cleanup in the event of an accident or other type of emergency. In addition, some policies provide coverage for rental costs if your boat is being repaired due to a covered loss.
No matter what kind of protection you’re looking for, it’s important that you understand exactly what your policy covers. Make sure to read up on the details of your boat insurance policy so that you’ll be covered in the event of an accident or other unforeseen incident. That way, you can rest assured knowing that you and your boat are protected.
Get Help with your Boat Insurance
Our team can help you put together a boat insurance plan that will cover your vessel, yourself, and your passengers across a broad array of possible damages, both physical and legal. To learn more, or to get assistance finding the lowest rates on your boat insurance policy, contact our team by calling our offices or clicking on the quote button.
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