More About Commercial Auto Coverage

The most important options generally covered in a commercial auto insurance policy include:

• Bodily Injury Liability: Covers medical expenses if someone is injured in an accident with a company vehicle.
• Property Damage Liability: Pays for damage to property caused by a company-owned vehicle.
• Collision Coverage: Helps pay for damage to the insured business vehicles due to an accident, regardless of who is at fault.
• Comprehensive Coverage: Covers damage to vehicles due to non-accident causes such as theft, vandalism, or hail.
• Uninsured Motorist Coverage: Helps cover costs if you’re in an accident with someone who doesn’t have insurance or can’t be identified (hit and run).
• Personal Injury Protection: Helps pay for medical bills and lost wages due to an accident involving a company vehicle.
• Towing and Labor Coverage: Pays for towing services or roadside assistance if your company vehicles break down.

Depending on the type of business you own, your coverage options may include some or all of the above.

Commercial auto insurance is also important because it can help protect you and your employees in the event of an accident and covers legal costs should a lawsuit arise from the incident. Having commercial auto coverage is essential to protecting your business from financial loss due to automobile accidents.

Assistance with Commercial Auto Coverage

Let our team walk you through your options and help you make informed choices on your commercial auto policy. All consultations are free, so there’s no reason to wait – call us or click the quote button right away and let’s get started on protecting your business.