Condo Insurance

Condominiums are costly investments, and condo insurance is critical protection for that investment. Condo insurance helps cover damage or loss to the inside of your unit, including walls, floors, and built-in appliances like a dishwasher or refrigerator. Depending on the type of policy you have, condo insurance can help pay for repairs due to fire, water damage, theft, vandalism and more.


Why You Need Condo Insurance

When you own a condominium, your homeowners association (HOA) insurance will typically cover the building’s structure and common spaces inside and outside, such as an exercise room or swimming pool. But HOA policies do not cover the damage to your unit itself – for that you need condo insurance.

Condo insurance can also help with protecting your personal belongings, like furniture and clothing, and can be used to pay for additional living expenses if you need to relocate temporarily due to an unforeseen event that renders your condo temporarily unlivable.

Keep in mind that the amount of coverage depends on what type of policy you have, so it’s important to review your condo insurance policy thoroughly to make sure you understand exactly what’s covered and what isn’t.

Overall, condo insurance provides financial protection and peace of mind that will allow you to enjoy your investment without worry.

Setting Up Your Condo Insurance

If you have questions regarding your condo insurance, or if you want to know which coverage options your condo is most likely to need, we can help. Consultations on condo insurance are always free of charge, so don’t hesitate – call us at the number above or click on the quote button to connect with our team.

What customers say about superior service...

Latonya Broadie
Latonya Broadie
Great customer service....and affordable
Response from the owner: Thank you for your positive feed back Ms. Latonya, we're glad to have you as our customer and to see that you're enjoying Pegram Superior Insurance Agency..
Johanna Lopez
Johanna Lopez
All the staff are very professional and helpfully, the insurance rates are very competitive and they have many options to choose.
Response from the owner: Johanna Thanks for taking the time to write this review; it means a lot to us! PS: If you ever need help with Renters Insurance, Home Insurance, Business Insurance, please don't hesitate to reach out; Pegram Superior Insurance is here for you!
Chrystal Rankin
Chrystal Rankin
Every time I call everyone is always helpful and nice with their service
Mario Medina
Mario Medina
La señorita Nicole Fue muy amable y paciente ayudándome obtener seguro para mi casa. Viene a esta oficina porque también tengo mis autos asegurados con ellos . Muy bien servicio y me explico lad coberturas de mi póliza .
Catracho Melgar
Catracho Melgar

106 B W Arrowood Rd
Charlotte, NC 28217

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