Flood Insurance

Flood insurance helps protect you in case of a large-scale flood or water damage. It covers both direct physical losses due to flooding, such as floods that come up through the basement and ruin your furniture, and indirect losses due to flooding, like having to throw out all the food in your refrigerator because it was contaminated by dirty floodwater.

 

Flood Insurance Basics

Flood insurance can provide financial protection and peace of mind against the risks of flooding, and it’s especially important to consider if you live in an area at risk for floods.

Different types of flood insurance are available depending on your specific needs. Most homeowners and business owners in areas prone to flooding should carry both a basic policy covering personal property and a separate policy for the building itself. You can also purchase additional coverage for things like debris removal or repairs to your home after it has been damaged by flooding.

No matter where you live, it’s important to remember that flood insurance is an investment in the future of your property and its value. Make sure you research different policies and shop around to get the best coverage for your needs. It’s also important to review your policy annually to make sure you are adequately covered in case of a flood.

Help with Flood Insurance

If you’d like to know whether or not you live in an area at risk of flooding, or if you have questions about flood insurance coverage for your home or business, our team can help. Consultations are free, so don’t wait – call us or click on the quote button to learn more.

What customers say about superior service...

Great experience
Siera Covington
Siera Covington
Atendimento excelente e facilitado, Acho que nunca fiz seguro de maneira tão prática e rápida. Super recomendo!
Silvania Maria de Souza
Silvania Maria de Souza
Great customer service....and affordable
Latonya Broadie
Latonya Broadie
All the staff are very professional and helpfully, the insurance rates are very competitive and they have many options to choose.
Johanna Lopez
Johanna Lopez
There is no one that I trust more with my insurance needs than Liz and Matt at Pegram. My wife and I have used them for not only our auto insurance but also our business insurance. They have never dropped the ball. Top Notch at all times.
Kyle Jenkins
Kyle Jenkins
As a new customer, Nicole's service was excellent and she helped me get the best price! She was very kind and patient with me and I highly recommend this insurance company.
Humberto Mejia
Humberto Mejia
Nicole is prompt in her work and is prompt and courteous to her customers. She is a kind and nice person.
Kiyo Gmail
Kiyo Gmail
EXCELENTE! Muy buena atención me ayudaron a encontrar la mejor opción y hablan espańol también; la chica Loreanna fue muy amable y profesional recomiendo 100% este lugar.
raul rodriguez
raul rodriguez
I spoke with Nicole on 2/15/2023regarding Renters insurance, she was very professional, knowledgeable and pleasant to talk too.Her customer service was top notch. Everyone in this office offer great customer service,that's why I been a. Customer since 2012.
Sharon Hale
Sharon Hale
Great service at affordable price
Watchthisvideo
Watchthisvideo
Pegram insurance has been assurance to my home insurance for around 3 years which it comes with great customer service, agents committed to provide you best rates and coverages on the marketplace and elevates your experiences. Thanks
Bibek Chhetri
Bibek Chhetri
They will always find a way to help you out and Nicole is the best at what she does!
ritzcy escobar
ritzcy escobar
Love every one at Pegram. Especially Maria and Matt. They are so helpful and willing to work with anyone.
Jasmine Williams
Jasmine Williams
Great rates, exceptional customer service, and no fuss renewals. Been with them for years! In two states!!
Vikki O'Keefe
Vikki O'Keefe
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106 B W Arrowood Rd
Charlotte, NC 28217

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