Life Insurance

Life insurance is a way to protect your family financially if something unexpected happens to you. When you buy life insurance, you pay a set amount each month for coverage that lasts for a certain amount of time. If something happens to you during this period, the company will provide your family with money to help them cope with their financial losses.

 

Types of Life Insurance

There are two main types of life insurance: term and permanent. With term life insurance, you pay for a certain amount of coverage for a set period of time, such as 10 or 20 years. At the end of the term, your policy will expire and you won’t be covered anymore. Permanent life insurance provides coverage over your entire lifetime as long as you continue to pay the premiums. This type of insurance also builds a cash value that can be used for other things, such as college tuition or retirement savings.

Benefits of Life Insurance

The main benefit of life insurance is that it provides financial security for your loved ones in case something happens to you. It can also be used as an investment tool, as some policies provide cash value that can be used for other expenses. Finally, life insurance is relatively inexpensive compared to other forms of financial protection, so it’s a great way to make sure your family is taken care of in the event of an unexpected tragedy.

Learn More About Life Insurance

Our team is standing by to offer you a free consultation and answer your questions about life insurance. We can also help you find a life insurance provider that will give you fair rates on the policy you want. For more information, tap the quote banner or call our offices during business hours at the number above.

What customers say about superior service...

Atendimento excelente e facilitado, Acho que nunca fiz seguro de maneira tão prática e rápida. Super recomendo!
Silvania Maria de Souza
Silvania Maria de Souza
Great customer service....and affordable
Latonya Broadie
Latonya Broadie
All the staff are very professional and helpfully, the insurance rates are very competitive and they have many options to choose.
Johanna Lopez
Johanna Lopez
There is no one that I trust more with my insurance needs than Liz and Matt at Pegram. My wife and I have used them for not only our auto insurance but also our business insurance. They have never dropped the ball. Top Notch at all times.
Kyle Jenkins
Kyle Jenkins
As a new customer, Nicole's service was excellent and she helped me get the best price! She was very kind and patient with me and I highly recommend this insurance company.
Humberto Mejia
Humberto Mejia
Nicole is prompt in her work and is prompt and courteous to her customers. She is a kind and nice person.
Kiyo Gmail
Kiyo Gmail
EXCELENTE! Muy buena atención me ayudaron a encontrar la mejor opción y hablan espańol también; la chica Loreanna fue muy amable y profesional recomiendo 100% este lugar.
raul rodriguez
raul rodriguez
I spoke with Nicole on 2/15/2023regarding Renters insurance, she was very professional, knowledgeable and pleasant to talk too.Her customer service was top notch. Everyone in this office offer great customer service,that's why I been a. Customer since 2012.
Sharon Hale
Sharon Hale
Great service at affordable price
Watchthisvideo
Watchthisvideo
Pegram insurance has been assurance to my home insurance for around 3 years which it comes with great customer service, agents committed to provide you best rates and coverages on the marketplace and elevates your experiences. Thanks
Bibek Chhetri
Bibek Chhetri
They will always find a way to help you out and Nicole is the best at what she does!
ritzcy escobar
ritzcy escobar
Love every one at Pegram. Especially Maria and Matt. They are so helpful and willing to work with anyone.
Jasmine Williams
Jasmine Williams
Great rates, exceptional customer service, and no fuss renewals. Been with them for years! In two states!!
Vikki O'Keefe
Vikki O'Keefe
Best insurance company hands down .Loveee it here.
Sierra Jackson
Sierra Jackson
I've only had good experiences with Pegram! I would refer my friends and family to Pegram!
Karla McLean
Karla McLean
Great office with a team of Professionals. I've been in business for around 10 years now with Pegram Superior Mitchell Insurance Agency providing Insurance polices and Bonds required to support our business needs. Anytime we've needed changes, add ons, etc...Liz and team have made it happen with little to no effort on our side. I highly recommend this Agency to anyone looking for Insurance, Dealer Bonds, etc...Thank you for years of support!
calvin grover
calvin grover
Excellent customer service
Temu Tube (Tom)
Temu Tube (Tom)
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106 B W Arrowood Rd
Charlotte, NC 28217

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