Types of RV Coverage

There are a wide range of coverage options available for all types of RVs. While each policy will vary depending on the type of RV and the needs of the owner, most good RV insurance plans can provide coverage options that include:

• Collision Coverage – Covers repairs for damages to your vehicle if you get into an accident.
• Comprehensive Coverage – Pays for accidental damage to your RV, such as fire, flood and theft.
• Liability Coverage – This type of coverage pays for damages and injuries caused to others from an accident involving your RV.
• Uninsured/Underinsured Motorist Coverage – Covers medical bills and property damage when the other party is at fault but does not have enough insurance or any at all.
• Vacation Liability – Protects you in case of an accident or injury while on vacation with your RV.
• Emergency Expense Coverage – Covers the cost of emergency lodging and meals if your RV is rendered unusable while traveling due to an accident or other covered event.
• Personal Effects Coverage – Pays to replace items stolen from your RV or damaged in a covered accident.

Choosing the right coverage for you is important and depends on the type of RV you own, how often you will be using it, and what your budget is. A reputable RV insurance company can help you determine which types of coverage are best suited for your situation.

RV insurance is an important way to protect yourself, your family and your recreational vehicle from unexpected damages and losses. With the right coverage in place, you can enjoy peace of mind while out exploring the open roads.

Help with your RV Insurance Package

Our team can help you customize your RV coverage based on how often you use it and where you plan to travel. You may even qualify for discounts on your RV plan. To learn more, call our offices or click the quote button for your free consultation.