Restaurant insurance is a type of business insurance that provides coverage for many different scenarios specific to restaurants. It typically includes general liability, property damage and loss of income protection, as well as additional coverage options such as liquor liability, cyber liability, and employee dishonesty.
Restaurant Insurance Basics
While policies will vary from store to store, there are several key protections usually offered in a restaurant policy that provide the following types of coverage:
In addition to the above protections, there are a host of optional coverage choices that restaurants can add to their policy, such as inventory insurance or food spoilage coverage. It’s important to discuss your specific needs with an insurance agent so that you can get the right coverage for your restaurant.
By investing in the right restaurant insurance policy, you can gain peace of mind knowing that your business is protected if something unexpected occurs.
Getting Help with Restaurant Insurance
If you have questions about your restaurant coverage, our team can help. Call us or click on the quote button for a free consultation and we can provide you with the information you need to make informed choices on keeping your store protected.
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