Umbrella Insurance

Umbrella insurance is typically inexpensive; it adds an extra layer of coverage beyond the limits of your auto, homeowners and boat policies. It’s a great way to protect yourself in case you’re held liable for someone else’s injury or property damage. An umbrella policy kicks in after your other insurance policies have reached their coverage limits, so you don’t have to worry about footing the bill for any medical costs or damages that exceed your existing coverage limits.

 

Explaining Umbrella Insurance

It’s important to note that umbrella policies are not just for wealthy homeowners—they’re accessible and affordable for everyone. Depending on your provider and specific policy, an umbrella plan may also provide liability protection in cases such as libel, slander and false arrest.

Umbrella policies often come with additional benefits, such as lower premiums and higher liability limits than other types of insurance plans. Plus, an umbrella policy can often be added on to existing auto and homeowners policies for a fraction of the cost.

Umbrella insurance is a great way to safeguard yourself and your family from financial hardship if you’re ever sued or held liable for an accident or injury.

Getting Assistance with your Umbrella Policy

Our team can answer your questions so you can make the best choices on your coverage, and consultations with new clients are always free. Pick up the phone or click on the quote button to contact us and learn more about how we can help keep you family protected.

What customers say about superior service...

Great experience
Siera Covington
Siera Covington
Atendimento excelente e facilitado, Acho que nunca fiz seguro de maneira tão prática e rápida. Super recomendo!
Silvania Maria de Souza
Silvania Maria de Souza
Great customer service....and affordable
Latonya Broadie
Latonya Broadie
All the staff are very professional and helpfully, the insurance rates are very competitive and they have many options to choose.
Johanna Lopez
Johanna Lopez
There is no one that I trust more with my insurance needs than Liz and Matt at Pegram. My wife and I have used them for not only our auto insurance but also our business insurance. They have never dropped the ball. Top Notch at all times.
Kyle Jenkins
Kyle Jenkins
As a new customer, Nicole's service was excellent and she helped me get the best price! She was very kind and patient with me and I highly recommend this insurance company.
Humberto Mejia
Humberto Mejia
Nicole is prompt in her work and is prompt and courteous to her customers. She is a kind and nice person.
Kiyo Gmail
Kiyo Gmail
EXCELENTE! Muy buena atención me ayudaron a encontrar la mejor opción y hablan espańol también; la chica Loreanna fue muy amable y profesional recomiendo 100% este lugar.
raul rodriguez
raul rodriguez
I spoke with Nicole on 2/15/2023regarding Renters insurance, she was very professional, knowledgeable and pleasant to talk too.Her customer service was top notch. Everyone in this office offer great customer service,that's why I been a. Customer since 2012.
Sharon Hale
Sharon Hale
Great service at affordable price
Watchthisvideo
Watchthisvideo
Pegram insurance has been assurance to my home insurance for around 3 years which it comes with great customer service, agents committed to provide you best rates and coverages on the marketplace and elevates your experiences. Thanks
Bibek Chhetri
Bibek Chhetri
They will always find a way to help you out and Nicole is the best at what she does!
ritzcy escobar
ritzcy escobar
Love every one at Pegram. Especially Maria and Matt. They are so helpful and willing to work with anyone.
Jasmine Williams
Jasmine Williams
Great rates, exceptional customer service, and no fuss renewals. Been with them for years! In two states!!
Vikki O'Keefe
Vikki O'Keefe
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106 B W Arrowood Rd
Charlotte, NC 28217

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