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Condo Insurance

protect your investment

Comprehensive Condo Coverage

Owning a condo offers the perfect blend of homeownership with the convenience of communal living. At Pegram Superior Insurance Agency, we understand that your condo is more than just a property; it's your sanctuary. Our condo insurance provides essential coverage tailored to your unique living situation, ensuring both your unit and personal belongings are protected.

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Buidling Protection

While your condo association may have insurance for the building's exterior and common areas, our condo insurance covers the interior of your unit, including fixtures, appliances, and improvements. Whether it's damage from a covered peril or a sudden accident, we help ensure your home is restored to its original state.

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Personal Property Coverage

Your condo is filled with personal belongings that make it your own. Our policy includes comprehensive coverage for items like furniture, electronics, clothing, and more. In the event of theft, fire, or other covered incidents, we provide the financial support needed to repair or replace your possessions.


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Liability & Added Living Expenses

Accidents can happen, and when they do, you want to be prepared. Our condo insurance includes liability coverage to protect you if someone is injured in your home or if you accidentally damage another unit. Additionally, if a covered loss makes your condo uninhabitable, we cover additional living expenses, ensuring you have a comfortable place to stay while repairs are underway.

Some basic information that can help you better plan ahead.

  • What does condo insurance cover that my association's insurance does not?

    Condo insurance covers the interior of your unit, including walls, floors, and any personal modifications. It also protects your personal belongings and provides liability coverage, which your association's insurance typically does not cover.

  • Do I need condo insurance if my association has a master policy?

    Yes, because the master policy usually only covers the building’s structure and common areas. Condo insurance is essential for protecting the inside of your unit and your personal property, as well as providing liability coverage.

  • What should I do if my condo is damaged and I can't live in it?

    If your condo becomes uninhabitable due to a covered event, our insurance policy covers additional living expenses. This includes costs for temporary housing, meals, and other necessities, ensuring minimal disruption to your life.

Condo coverage for peace of mind.

Don't leave your condo and its contents unprotected. Contact Pegram Superior Insurance Agency today for a free, no-obligation quote. Explore our tailored condo insurance options and enjoy the confidence that comes with comprehensive coverage. Let us help you safeguard your investment and lifestyle, ensuring you're covered in every situation.

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