Umbrella Coverage

Peace of Mind in a Policy

An extra layer of security for what matters most.

Just as an umbrella shields you from the rain, Pegram Superior Insurance Agency's umbrella insurance provides an additional layer of protection above your standard policies. It's about ensuring that you have comprehensive coverage, extending beyond the limits of homeowners, auto, or boat insurance. This safety net is crucial for protecting your assets and future from the unforeseen and substantial claims that life might throw your way.

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Comprehensive Coverage

Life's surprises bring financial consequences. Umbrella insurance protects against legal judgments and medical bills, ensuring your financial security and maintaining your lifestyle.

Real-world Asset Protection

Umbrella insurance protects your assets when unexpected events occur by covering claims that go beyond your primary insurance limits, giving you peace of mind and financial security.

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Navigating Uncertainty

In a world full of uncertainties, having robust protection is key. Our umbrella insurance policy offers the additional coverage you need to navigate life's unpredictability with confidence and ease.

Get some answers to frequently asked questions.

  • What does umbrella insurance cover that other policies do not?

    Umbrella insurance provides additional liability coverage beyond the limits of your standard insurance policies. It covers legal costs, settlements, and judgments in cases where your primary insurance has been exhausted, and it can also protect against claims not typically covered, such as libel and slander.

  • Who should consider getting umbrella insurance?

    Umbrella insurance is ideal for anyone seeking additional liability protection. It's particularly useful for individuals with significant assets, those who frequently host events, or anyone who desires extra peace of mind knowing they're covered beyond the usual limits.

  • How much umbrella coverage do I need?

    The amount of umbrella coverage you need depends on your assets and potential exposure to risk. Our agents can help assess your situation and recommend an appropriate amount of coverage to ensure comprehensive protection.

Tailored solutions that go above and beyond.

Every individual's needs are unique, and at Pegram Superior Insurance Agency, we believe in custom-tailored insurance solutions. Our expertise allows us to craft personalized, comprehensive umbrella insurance plans, ensuring you're protected against life's unexpected financial storms.