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Recreational Vehicle Insurance

adventure awaits

Tailored RV insurance for every journey.

Owning an RV opens up endless possibilities for exploration and adventure. Whether you're hitting the road for a weekend getaway or embarking on a cross-country journey, your RV is your home away from home. At Pegram Superior Insurance Agency, we provide comprehensive RV insurance that covers your motorhome or travel trailer, ensuring that your adventures are safe and secure. Our specialized coverage is designed to protect both your vehicle and the lifestyle that comes with it.

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Physical Damage

Our RV insurance includes physical damage coverage, protecting your motorhome or travel trailer from damage caused by accidents, weather events, theft, and vandalism. This coverage ensures that whether you're parked at a campground or cruising down the highway, your RV is protected from the unexpected.

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Personal Effects & Full-Timer

Your RV is more than just a vehicle; it's a living space filled with personal belongings. Our policy covers personal effects, such as clothing, electronics, and camping gear, ensuring that your possessions are protected. Additionally, for those who live in their RV full-time, we offer full-timer coverage, which provides additional protection similar to a homeowner’s policy, covering liability and personal property.

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Emergency Expense & Vacation Liability

RV travel sometimes comes with unexpected challenges. Our emergency expense coverage helps cover the costs of lodging and transportation if your RV is rendered unusable due to a covered incident. Additionally, our vacation liability coverage protects you from legal liability if someone is injured at your campsite or inside your RV, providing peace of mind during your travels.


Some basic information that can help you better plan ahead.

  • What types of RVs are covered under your insurance policies?

    We offer coverage for a wide range of RVs, including motorhomes (Class A, B, and C), travel trailers, fifth wheels, pop-up campers, and more. Our policies are tailored to meet the specific needs of each type of RV.

  • Does RV insurance cover personal belongings inside the vehicle?

    Yes, our RV insurance includes coverage for personal belongings such as clothing, electronics, and camping equipment. This ensures that your possessions are protected while you’re on the road.

  • What is full-timer coverage and do I need it?

    Full-timer coverage is designed for individuals who use their RV as their primary residence. It provides additional liability protection and covers personal property, similar to a homeowner's policy. If you live in your RV year-round, this coverage is highly recommended.

Start your journey with comprehensive RV insurance.


Don't hit the road without the protection you need. Contact Pegram Superior Insurance Agency today for a free, no-obligation quote on RV insurance. Discover our comprehensive coverage options tailored to your travel needs, ensuring your motorhome or travel trailer is protected wherever your adventures take you. With our specialized RV insurance, you can explore the open road with confidence, knowing you're covered every mile of the way.

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